Accident & Health
Additional protection for life's unexpected moments.
An injury, illness or hospital stay can create expenses beyond the medical bill itself. Accident and health-related coverage can help provide another layer of financial protection when the unexpected disrupts everyday life.
Additional Financial Protection
Coverage that can help with the expenses surrounding an accident or illness.
Available options vary, but the goal is the same: helping reduce the financial disruption that can accompany a covered health event.
Accident Coverage
Coverage designed to provide benefits following certain covered accidental injuries and related treatment.
Critical Illness
Coverage may provide benefits following diagnosis of certain specified serious illnesses, subject to policy terms.
Hospital Indemnity
Coverage may provide scheduled benefits for certain hospital admissions, stays or related services.
Health Coverage Guidance
We can discuss available health-related insurance options and help you understand how they may fit alongside other protection you already have.
Why Supplemental Protection?
Medical coverage and financial protection are not always the same thing.
Even when medical expenses are covered, an illness or accident can affect income, transportation, household costs, deductibles and other day-to-day expenses. Depending on the policy, supplemental coverage may provide benefits that can be used to help manage those financial pressures.
Eligibility, benefits, exclusions, limitations and policy terms depend on the specific coverage selected. We'll explain the details before you make a decision.
Understand Before You Buy
We'll help you understand what the coverage is designed to do — and what it isn't.
Clear explanations are especially important with accident and health products, where covered events, benefit schedules, waiting periods and exclusions can vary.