Business Insurance
Coverage built around the way you do business.
Every business has a different combination of people, property, vehicles, contracts and liability exposures. We help identify those risks and build a practical insurance program around them.
Commercial Coverage
Your insurance program should reflect your real-world exposures.
Business insurance is rarely one policy. It is often a combination of coverages designed to protect property, operations, employees, vehicles, income and liability exposures.
Rhonda's commercial claims background provides valuable insight into what can happen after a loss — and why details such as limits, classifications, endorsements and contracts matter before the claim ever occurs.
General Liability
Protection for certain third-party bodily injury, property damage and personal or advertising injury claims arising from business operations.
Commercial Property
Coverage for buildings, equipment, inventory and other business property against covered causes of loss.
Commercial Auto
Liability and physical damage protection for vehicles used in your business, subject to the policy selected.
Workers' Compensation
Coverage designed to address employee work-related injuries and statutory employer obligations where applicable.
Business Owners Policy
For eligible businesses, a BOP can combine common property and liability protections in a convenient package.
Commercial Umbrella
Additional liability limits above certain underlying commercial policies for businesses that need greater protection.
Professional Liability
Coverage options for certain claims alleging errors, omissions or professional negligence, depending on the business.
Cyber & Data Risk
Coverage may be available for cyber incidents, data breaches and related business interruption or liability exposures.
Commercial Claims Perspective
Insurance becomes most important after something goes wrong.
Experience working with commercial and liability claims helps us ask better questions before coverage is placed and helps clients understand why the details matter.